If you are a sole trader looking for insurance cover then you probably want very basic cover.  You obviously won't want all the bells and whistles that come with general commercial insurance packages.

If you run your own small business and you use a van as part of your job then this is probably one of your biggest assets. You don't just need your van to get you from job to job but you may also use it to store your tools and equipment during the working day whilst you're out and about.

If you run your own business then sorting out insurance is just one of the many things you'll have to do for yourself. It's really important to make the right choices when you do this. After all, insurance is one of the key ways that you can protect your business and keep it up and running. You may find that liability cover is one of the most important policies you take out, but where can you get a quote for liability insurance that will work for you?

If you run your own business then you'll probably find that keeping your business on the go takes up most of your time. It's hard enough to manage all your current jobs, find new ones and make sure that cash comes in, never mind dealing with anything else. But, other stuff is important too. You may, for example, be thinking about the insurance cover you need. So, could getting an online quote for trade insurance help?

Working within the trades sector can mean different things for different people. In insurance terms your needs may be quite specialised according to the work that you do. An electrician, for example, will typically have different needs to a tree surgeon but, if you look at a general commercial insurance product, they may both be lumped together in one policy. This may not, therefore, be the best way of getting trades insurance cover.

Liability insurance cover is a feature offered by insurance companies that helps you protect yourself financially in your dealings with other people, and those who visit your premises. If you run a small business, even if you are a small contractor, then this insurance may be extremely useful for you and in some cases, is compulsory.

Running a business is a lot of responsibility. You need to ensure that you market your business so that you get plenty of jobs. You need to chase up customers to get your money. You need to organise your time and resources to make sure that your jobs and your business all run smoothly. This kind of stuff can be time consuming but at least you'll be in control. But, what if control slips out of your hands? What if someone sues you even though you didn't actively do anything wrong? This is the basic answer to the question "why buy tradesmen public liability cover?"!

Those who provide professional business services are expected to deliver a high level of service without fault, yet mistakes, omissions and errors can happen and when they do they are usually costly.  Professional indemnity insurance is designed with just this in mind, especially if you provide Management, Design or IT consultancy services or you provide consulting services.

Heavy snow storms across many parts of the country have brought parts of the UK to a standstill.  As a result many motorists, homeowners and travellers are suffering because of the adverse effects from heavy snowfall. 

The Christmas and New Year festivities are not just a time for family and friends to gather round the tree, it attracts its fair share of unwelcome guests, too. Every year expensive presents are a tempting lure for burglars and opportunist thieves.

With more heavy rain forecast over the coming days, local insurance broker Assure UK, Guildford, today provides some basic advice to help businesses and individuals which are or may be affected by flooding.

If you own a small business, you have worked hard to create something special. No doubt you are trying to keep costs down, and are dealing with wages, suppliers' and utilities bills.

Public liability cover relates to claims from third parties for personal injury and damage to property.

If you are a contractor, the chances are that you will be far too busy getting on with the work in hand to worry about contractor insurance. But it is an important part of protecting the business you are working so hard to grow.

Your contractor's insurance policy should cover every aspect of your working life. 

Whether you work from home or have an office with a steady stream of people walking through it, you are bound to have contact with the public in some form or another.

Public liability insurance is cover against claims made by third parties for personal injury or damage to property. With a growing compensation culture, such claims are on the increase. 

Public liability insurance relates to claims by third parties for damage to their property and/or personal injury caused by a person in the course of his/her business.

While business public liability insurance is not a legal requirement, it is something that every business owner, no matter whether they are a sole trader or a small to medium sized enterprise, should consider. 

Most small businesses are well aware of the risks they face in terms of damage to property, contents theft, etc. But what about being sued by the public?

Liability insurance can cover a wide variety of risks - each and every one of them a very real financial threat to your business.

When it comes to small businesses, tradesmen are in a class of their own.

Running a business can be fun, exciting as well as stressful.

Almost every business is at risk of claims for damage or injury caused to members of the public. The costs involved can be staggeringly high and without adequate public liability insurance, they could be literally ruinous. 

Few people can claim to positively welcome insurance premiums. For some owners of small to medium sized businesses, insurance might seem like a necessary evil. 

As an employer, you probably regard your employees as your most valuable asset.