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Retail & Shop Insurance - Why Pay More?
Our retail insurance packages offer generous levels of covers including public liability, employers' liability and product liability . We also have many optional extras that you can use to tailor a shop insurance policy for you as we know that your retail business has different specific needs.
Why pay more for shop insurance - Assure UK could save you time and money.
Retail insurance that ticks all the boxes:
- Public Liability - comes as standard cover, you just need to decide on the level of liability you need for your business.
- Employers' Liability - if you have any employees you can make sure that you are covered with £10 million of cover.
- Business Interruption - get protection against losses resulting from a temporary shutdown because of an insured peril.
- Buildings Cover - buildings cover for the level you require, including subsidence cover, should you require it.
- Contents Cover - cover tailored specifically for the level of loss or damage to electronic equipment, fixed and removable items of your shop dressing and tenants improvements that you need.
- Stock Cover - standard cover of £1000 for wines and spirits, plus £1000 cover for tobacco and cigarettes; additional cover available to tailor the policy to your exact needs.
- Money and Assault Cover - we can provide various levels of cover for any money handled by you and your staff, as well as any injuries sustained from robbery and assault.
- Loss of License - we provide cover for loss of license if you happen to lose your license, covering for loss of income and reduction of your business value.
- Theft by Employees - we cover theft involving violent or forcible entry as standard, but we can add cover to protect you from employee dishonesty.
- Goods in Transit - standard cover of £2000 for loss or damage to your business goods in transit, whether it's delivering to a customer or picking up stock from a supplier.
Retail insurance that's just the ticket:
- Free Legal Helpline - any time, day or night you can call a free 24 hour legal helpline for help with legal problems in connection with your business.
- Tax Protection - if you are investigated by the Inland Revenue we can provide up to £50,000 of accountancy and legal costs.
- Seasonal Increase - your business will need to stock up for those busy times of the year, and we can provide an increase in your stock cover of 25% to protect your business.
- Unlimited Glass Cover - unlimited glass cover to cover any incident, including the boarding up of windows, provision of a 24-hour replacement service. Cover extends to glass show cases, mirrors, shelves as well as sanitary fixtures and fittings.
- Glass Replacement Service - broken glass? Just call us and 24-hour assistance will be provided to fix windows, doors and partitions.
- Spread Your Payments - help your cashflow and pay your retail insurance policy by monthly instalments.
- Save Time & Money - don't worry about waiting around for the post, we will issue all of your documents via email so you have them the same day, and all of our telephone numbers are free phone.
- Financial Security - you have the support of the largest independent intermediary in Europe with our retail insurance policies.
